Sentinels Solicitors

Consumer and Injury Specialists

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Monthly Archives: July 2014

Interest Rate Hedging Products – “Caps, collars and swaps”

These products (often referred to as IRHP’s) are usually offered when credit is given or loans taken out and are intended to “protect” the borrower against some unforeseen movement in the interest rate.  The borrower could be a company or other business, big or small or an individual. In brief the intended effect of these […]

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Enforcing Financial Ombudsman Service Awards and Decisions in Court

If you have an Ombudsman’s decision in your favour but the Company or business has not paid or done what the Ombudsman said they should do.  Where do you go from here? Asking the Ombudsman for Help The Ombudsman can threaten to report the business to the Financial Conduct Authority (formerly the Financial Services Authority) […]

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