Where you have provided goods or services as a business to another business (or the public sector) and the fee or invoice for those goods or services is not paid within 30 days of your invoice you can claim interest on the unpaid invoice at a generous rate (currently 8.5% per year).
In addition to the interest if the invoice is unpaid after 30 days you are entitled to a nominal fixed payment for:-
If you bought goods or services on credit and they were defective, faulty or the service was inadequate you can obviously claim from the company who sold you the goods or services BUT ALSO if the value was between £100 and £30,000 and you paid with a credit card or credit agreement you can also claim your money back from the credit company.
This applies even if you have exceeded your credit limit or failed to follow other terms of the credit agreement.
If your flight out of Europe on any airline or into Europe on a European Airline has been:
- Delayed by 3 hours or more; OR
- Cancelled; OR
- Re-routed; OR
- You were denied boarding; OR
- Missed your connection.
You may be entitled to claim up to €600 per person (depending on the distance of the original flight).
If you work or worked in the music, entertainment or even the fitness (eg aerobic) industry where you have been exposed to high levels of noise (usually music or pyrotechnics) for prolonged periods and suffer from deafness, ringing or buzzing in your ears (tinnitus) or impaired hearing your hearing problems could have been caused by that exposure.
The music and entertainment industries often have high levels of noise and loud special effects as part of the experience in places such as bars, nightclubs, orchestras, theatres and recording studios. But loud noise can damage hearing which can be permanent, irreversible and causes deafness. Hearing aids cannot reverse it. Performers and other workers in music and entertainment are just as likely to have their hearing permanently damaged as workers in other industries.
PPI is insurance intended to cover your credit/loan repayments if you cannot work. It is often added onto any form of credit such as
- credit cards
- large purchases (ag sofa/kitchen/car etc)